The open enrollment period for 2016 coverage is November 1, 2015, to January 31, 2016. After open enrollment ends, you will not be able to enroll in a qualified health plan until the next open enrollment period, unless you experience a life event that qualifies you for a special enrollment period. Those who qualify for Medical Assistance or MinnesotaCare can enroll year-round.
The life events that may qualify an individual for a special open enrollment period include:
• Adoption
• Foster care
• Birth of a child
• Marriage
• Gain of citizenship, national or lawfully present status
• Loss of health insurance coverage*
• Newly eligible or ineligible for tax credits or having a change in eligibility for cost-sharing reductions for individuals already enrolled on MNsure
• Permanent address change which provides new Qualified Health Plan choices
• Enrolled member of a federally recognized tribe
*This life event is available when you are no longer eligible for other health insurance (including as a result of leaving a job, loss of Medical Assistance or MinnesotaCare, or loss of coverage under a spouse’s plan). This does not include loss of coverage due to failure to pay premiums or opting out of available coverage.
Consumers will not be able to enroll in a Qualified Health Plan (QHP), or change enrollment to another QHP, inside or outside of MNsure unless they have a life event that qualifies them for a special enrollment period. Generally, the special enrollment period begins on the date the qualifying event takes place (regardless of when the change is reported) and ends 60 calendar days later.
If you don’t make a plan selection prior to the end of the special enrollment period, you will not be able to enroll or make changes. You are responsible to pay the premium amount billed by the carrier in order to ensure coverage.  For more information click MNSure. Find out if you may qualify for financial assistance to cover the cost of your premium.
For assistance with your application, call Elise Morrison at 507-345-7139 or contact her online: